Navigate the SSDI application process with confidence. This comprehensive guide walks you through every form, requirement, and strategy to maximize your chances of approval.
💡 Need personalized help? This guide covers the essentials, but every situation is unique. Consider booking a free case review to discuss your specific case.
Before diving into the application, make sure you meet the basic requirements. Most people focus on the medical requirements but miss the work credit requirements.
You need enough work credits from paying Social Security taxes
Generally 40 credits total, with 20 earned in the last 10 years
Your condition must last or be expected to last at least 12 months
Or your condition must be terminal
You cannot perform substantial gainful activity (SGA)
Currently $1,620/month for non-blind individuals in 2025
You need medical documentation from acceptable sources
Licensed physicians, psychologists, and other approved providers
Gather all necessary documents before starting your application online or in person.
Fill out the main application form (SSA-16) completely and accurately.
Complete additional required forms that support your main application.
Stay engaged with the process and respond promptly to any requests.
SSDI applications typically take 3-6 months for an initial decision. If you're denied, appeals can take 12-24 months. Apply as soon as you become disabled - you can receive back pay to when your disability began.
Minor errors can stall your claim for months or years. Experienced help increases your chances of approval by 23%—lets chat and steer you clear of pitfalls.
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